TERMS AND CONDITIONS OF USE OF WEB-SITE (CALLED THE “SERVICES”)

Please read these terms and conditions carefully before accessing or using this Service as defined here which is owned, managed and controlled by COGNITIV PTE. LTD. AND ITOP STAN PTE. LTD. (“us”, “we”, “our”, “Cognitiv”, “tradewithstan” or “Stan” respectively or “the Company” collectively). This Service may only be used if you are 21 years and above. If you are below the age of 21, you must obtain the consent from your parent(s) or legal guardian(s), who by accepting these Terms shall agree to assume responsibility for your actions and any legal consequences in connection with the use of the Service. If you do not have consent from your parent(s) or legal guardian(s), you must stop using/accessing the Service immediately. The word, “Terms”, “Terms and conditions”, “Agreement” referred to herein are interchangeable.

Your access to the platform and use of the Services are conditional on your acceptance of and compliance with these Terms and subscribing to the Company's philosophy, purpose and Terms and Conditions of Use, which may be updated and modified from time to time (collectively called the “Terms”). These Terms shall apply to all visitors, Registered Account Users and others who access and use the Service.

By accessing and/or using the Services, you agree to be legally bound by these Terms. If you do not accept these Terms or any part of them, please discontinue the use of our service and exit our website immediately.

We may amend or modify any of these Terms any time and post them at this platform. Any use or continued use of the Service shall be deemed to be an acceptance of amended Terms by you. If you do not agree to these Terms and/or Conditions as amended or varied, you may discontinue your use and access to the Services. You are responsible for checking our website periodically to review the current version of the Terms and Conditions. Please contact us if you have any questions

NO REPRESENTATIONS

The Company collectively and COGNITIV PTE. LTD. and ITOP STAN PTE. LTD., individually make no representations or warranties that they are regulated or licensed by MAS as fund managers or capital markets traders.

The Company does not currently hold a MAS license to provide merchant acquisition services under the Payment Services Act.

You accept and acknowledge the Company's non-representations.

LIMITATIONS TO OUR SERVICES

We do not provide personalised investment recommendations or investment or tax related advice. Any explanation or information which we give to you as part of a trade or about the performance of the trade is not intended to be and should not be considered as advice. You acknowledge that you are not relying on us via the contents of our website, any explanation or information given or as investment advisor or fund manager.

Past performance is not a guide or indicator to future performance.

RULES OF OUR SERVICE

Our discord server only aims to provide market updates for educational purposes and any calls or signals provided are purely for educational purposes and it is not an invitation or requirement to follow. If you have decided to follow our trading calls or signals, please understand the risks involved and perform your own due diligence before you enter into a position. You agree that ITOP STAN PTE. LTD. and COGNITIV PTE. LTD. will not be liable for any losses in any way and in under any circumstances.

You may not use our Services:
a. In any way that is harmful, unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
b. For the purpose of harming or attempting to harm minors in any way.
c. To bully, insult, intimidate or humiliate any person.
d. To send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards or SOP or philosophy.
e. To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).
f. To reverse engineer or avoid any security measures on the platform.
g. You must not use any software, artificial intelligence, ultra-high speed, or mass data entry which might manipulate, game, abuse, or give you an unfair advantage when using our systems or Services;
h. You must not use our Services in any way that will make you money or benefit yourself, for example reselling our services to other individuals for a price.
i. You must not use any programs or scripts that poses a risk to our platform's security, for example vulnerability testing or Distributed Denial Of Service attack (DDoS).
j. You will not act in an unfair, abusive, manipulative, or illegal way when using our Services.

If you make money by breaching the above rules, you acknowledge that the Company is entitled to commence legal action against you to recover all profits you have made including solicitor-and-client's costs or claim an amount of fees proportionate to your unlawful gains.

If you breach any of the above rules, we will record such a breach. We may also cancel your orders, freeze, block and/or terminate our Services, your tradewithstan, and/or our Agreement with you, at our sole absolute discretion.

All Content compiled by us and posted on the platform is our sole copyrighted property.

BREACH OF THE TERMS AND COMPANY'S POLICY

When we consider that a breach of the Terms has occurred, we may take such action as we deem appropriate. If a breach is capable of remedy, you shall be notified of the breach and given 7 days to remedy or rectify it within the prescribed time, where time is of essence. A breach is considered irreparable if you are unable to remedy it in all respects including within the timeline. This is without prejudice to our sole absolute discretion to ban any user.

Failure to comply with this policy constitutes a material breach of the Terms and Conditions upon which you are permitted to use our application, and may result in our taking all or any of the following actions:
a. Immediate, temporary, or permanent withdrawal of your right to use our application.
b. Immediate, temporary, or permanent removal of any Contribution uploaded by you to our application.

We exclude our liability for all reasonable action we may take in response to breaches of this policy, which you were incapable of curing the defect and/or failed, neglected and/or refused to rectify it within the prescribed time. The actions we may take are not limited to those described above, and we may take any other action we reasonably deem appropriate, including issuing you a Take-Down notice.

DISCLAIMERS OF WARRANTIES AND EXCLUSION OF LIABILITY

While we make every reasonable effort to ensure that the Content displayed on the Services is accurate and complete, this Content is provided for general information only and on an “as is” or “as is available basis”, without any warranties of any kind, whether express or implied. To the fullest extent permitted by the applicable laws, we disclaim all warranties, express or implied, including implied warranty of satisfactory quality, merchantability or fitness for a particular purpose, whether disclosed or contemplated, conformity to description or the warranty of non-infringement. We further do not warrant that the functions contained in or access to the Service or other Content will be timely, uninterrupted or error-free or defect-free or that any omissions, errors or defects will be corrected or that the Site or Services are free from malware or viruses or other harmful technological components or that your use of the Service will not harm or affect the functionality or performance of your computer, mobile device or other electronic devices. We do not warrant or make any representations of the use or results of the use of the Content, the Service regarding their adequacy, accuracy, reliability or completeness.

The data and information available in the Services are general in nature and do not propose and shall not in any way be deemed to constitute an offer or provision of any professional or expert advice by us or other relevant professionals. You should at all times consult your own professional and independent advice whether for verification of the information and data before acting and relying on it. Any arrangement made between you and a third party user named or linked to from the Service is at your own risk and responsibility. You are deemed to have made your informed decision based on any inquiries you have made and effort you have taken to verify the accuracy of the listings and source of information. We do not sponsor, endorse or promote or advertise for any of the User.

To the greatest extent permitted by law, we shall not be liable to the User in contract, tort (including, without limitation, negligence), trust, as fiduciary or under any other cause of action (except in respect of gross negligence, wilful default or fraud) in respect of any damage, loss, cost or expense of whatsoever nature suffered or incurred by any User in the provision of the Services.

While we have used our reasonable effort to provide the Services as a platform for the Users, we shall not be responsible for any errors or omissions in relation to such content or for any technical problems you may experience with our Services. As soon as we are informed of any inaccuracies in our Services, we will attempt to correct them as soon as practicable.

By creating an account on tradewithstan platform, you agree that you, COGNITIV PTE. LTD. and ITOP STAN PTE. LTD. are each waiving the right to institute a class action against each other for any loss or damage. You further agree to indemnity and hold harmless COGNITIV PTE. LTD. and ITOP STAN PTE. LTD., its servants or agents and its directors against any claims, loss, damage, or actions.

By subscribing to any of our Services, you agree that you will not hold us responsible at all for any downtime and malfunctions in our services and you will not seek compensation in any way for it even if the downtime or malfunction in our services caused you to incur losses. As the platform is constantly improving, downtime and malfunctions in our services are to be expected. You also agree to not seek legal action(s) against COGNITIV PTE. LTD. and ITOP STAN PTE. LTD. for any downtime or malfunction in our Services.

No refunds will be given under any circumstances and you will not seek any form of compensation from COGNITIV PTE. LTD. and ITOP STAN PTE. LTD..

Acknowledgements, representations and warranties

You acknowledge, agree, represent and warrant that:
a. you are over 21 years old, and have capacity to enter into this Agreement;
b. you are eligible to enter a legally binding agreement with us in accordance with the laws governing the jurisdiction applicable to you;
c. you are solely and completely responsible for your own compliance with Applicable Law in your jurisdiction;
d. you have all necessary consent and the authority to enter into this Agreement and /or use the Services;
e. if you are a body corporate, unincorporated association, trust or partnership you are validly existing in accordance with Applicable Law, you are not allowed to use our Services;
f. except where we have agreed otherwise in writing, you act on your own behalf and not as the agent, attorney, trustee or representative of any other person;
g. all information and documents that you supply is true, accurate, complete and not misleading;
h. you are not an employee of any exchange, a corporation in which any exchange owns a majority capital stock, a member of any exchange and/or firm registered on any exchange or any bank, trust or insurance company that trades in CFDs and/or the underlying assets held by you;
i. our assessment of your use of the Services is performed on the basis of the information and documents provided by you and we may rely upon information and documents provided by you and we are not responsible for any damages or losses which may arise from any inaccuracies;
j. you will only access and use our Services for your own personal benefit;
k. you will never sue or take legal actions against COGNITIV PTE. LTD. and ITOP STAN PTE. LTD. for any reason at all;
l. you will not seek compensation from us if our Services did not make you a profit or had caused you to incur losses;
m. you understood that you will not receive any refunds from any payments only unless the Platform deemed appropriate and reasonable;
n. you will not seek compensation from us for any system or Platform downtime even if it causes you to incur losses;
o. your tradewithstan account or subscription may be terminated at any given time without any compensation being provided to you;
p. the Platform may stop providing our Services at any given time without notifying you and without providing any compensation to you;
q. you have not and will not upload or transmit any malicious code to the tradewithstan platform or otherwise use any electronic device, software, algorithm, and/or dealing method or strategy that aims to manipulate any aspect of the tradewithstan platform or the Services;
r. if you are a financial advisor, you are not allowed to resell our services for your personal or financial benefits.
s. if you resell our service(s) in any way without our permission, we may take legal actions against you and you will provide monetary compensation to us in addition to what you have made from reselling our services. t. if you are making payment using a debit or credit card, automatic billing or renewal will be turned on by default and you will be automatically charged 5 days (Singapore Time) before your subscription expire. u. if you do not want to be automatically charged due to our automatic billing/renewal system, you must visit our website at https://tradewithstan.com/discord/manage to turn off automatic renewal/billing at least 6 days (Singapore Time) before your subscription expire. Otherwise, you will not be able to disable automatic billing after the stated renewal date & time and no refund(s) will be given under any circumstances. v. if you have turned on automatic renewal, you will be automatically charged at the latest price of your subscription's plan within 5 days before your subscription expires. Turning on automatic renewal does not mean that your subscription will be renewed at the same price or rates that you have paid for. w. we reserve the right to modify our subscription plans and prices at any time and we are not required to inform you.